About
Our Operating Principles
We treat our clients’ business like it was our own. We look to understand all aspects of their business so that we can find new ways to add value.
Whether it is improving existing reinsurance arrangements, negotiating with reinsurance partners, designing new solutions, facilitating connections with new reinsurance partners, providing industry insight, or providing additional services to solve any challenge our clients are facing, we constantly strive to deliver for our clients.
Relationships with our clients and reinsurance partners is a top priority. Delivering the best result for our clients also means building and maintaining mutually respectful relationships with our reinsurance partners.
You plant before the harvest. Before the reward, there must be labor.
Our goal is to build and maintain long-lasting partnerships with our clients; that often involves an upfront investment of time and effort.
If we do the right thing, everything will be okay in the end. If it’s not okay, it’s not the end.
The path to success will include challenges and setbacks; stay the course and build on every experience.
Success is the product of continuous efforts. Hard work, integrity, and customer focus wins every time.
Why choose Reinsurance Actuarial Solutions?
Reinsurance Actuarial Solutions is a specialized reinsurance intermediary and advisory firm serving U.S. health insurers and other risk-bearing organizations. We combine actuarial expertise, capital analysis, market intelligence and transaction execution to help clients develop and manage reinsurance programs aligned with their broader financial objectives.
Specialized expertise
Deep experience at the intersection of health insurance, reinsurance, actuarial analysis, regulatory capital and transaction execution.
Independent client advocacy
Advice and negotiation centered on the ceding company’s financial and strategic objectives.
Market access and intelligence
Established relationships across leading reinsurance markets, informed by extensive experience evaluating structures, economics and market appetite.
Lifecycle management
Ongoing monitoring, financial analysis and market management to preserve value after a transaction is executed.
David Rowbottom, FSA, founded Reinsurance Actuarial Solutions after more than 20 years in insurance, reinsurance, brokerage and consulting roles. He is a recognized specialist in U.S. health structured reinsurance, with experience spanning actuarial analysis, reinsurance pricing and structuring, regulatory capital, market negotiation and transaction execution across U.S., Canadian and international markets.
Specialized Capabilities
- Statutory reinsurance accounting and risk-transfer requirements;
- NAIC risk-based capital analysis;
- Reinsurance structure design and financial modeling;
- Reinsurer pricing and transaction benchmarking;
- Competitive placement and negotiation;
- Contract review and implementation support;
- Ongoing program monitoring and management.